Budget wisely and make sure you have the right travel card. Here are 5 financial steps to take before your next overseas trip.
It can be a lot less expensive managing travel disruptions if you havethat can cover the cost of unexpected expenses. Many of the best travel credit cards offer some kind of protection for travelers, from baggage insurance to trip delay insurance.
The specific terms of travel insurance benefits vary by card issuer. In most cases, you have to pay for your trip in full with your credit card, though some card issuers may only require a portion of the trip to be paid with the eligible card. And card issuers often implement different limitations on the coverage you receive and what expenses are eligible for protection. Make sure you review the specific terms before booking travel.
Also, always make sure you have cash on hand when traveling, both in U.S. dollars and in the official currency of wherever you're visiting. You never know when you will need back-up to pay for something. Information about the Wells Fargo Propel American Express® Card and Capital One® Venture® Rewards Credit Card has been collected independently by CNBC and has not been reviewed or provided by the issuer of the cards prior to publication.Opinions, analyses, reviews or recommendations expressed in this article are those of the CNBC Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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