These 7 debit cards offer cash back to their users on some or all spending
per month for purchases that require a signature and that aren’t made in certain excluded categories.
Most of the debit cards on this list make you wait until the end of the month to access your cash back earnings. The Amex Serve cash back prepaid card gives you access right after earning it. The drawbacks are the numerous fees you encounter like a monthly fee that’s takes the 1% cash back earnings on $795 in purchases to cover the monthly fee. You read that right; you’d have to spend at least $795 a month to get enough cash back just to offset the monthly fee. People who spend more than that should still consider that they wouldn’t make any cash back until after they’ve reached that threshold. Then there are out-of-network ATM fees, a $16.
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