With seasonal parties, online shopping and holiday travel, it's tempting to splurge and blow your budget this time of year. Our InvestigateTV team has a few reminders to help you keep your finances in check during the holidays.
InvestigateTV - According to financial experts, one of the most important financial steps you can take this time of year is to create a holiday spending plan and check in on it every week., said make yourself accountable. Dale said it’s critical to plan your all expenses, from holiday gifts to travel to entertaining, and put a number you are willing to spend next to it.
“If you are struggling, if you’ve felt that anxiety throughout the year about your finances and you’re feeling this stress about gift giving, have a conversation with your family,” Dale added. “Have a conversation with the people that you normally give those gifts to and just be open and honest.”Dale also said to map out how you are paying for your holiday expenses.
Are you using a credit card? Are you mapping out the next few months and how you plan to pay that debt off? Once you have a holiday budget, she said keep checking back in on that list every few days of the season.
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