A coalition of consumer advocacy groups allege EastPay Finance is skirting state laws.
claims a finance company, working through pet sellers and other retailers, is offering “predatory loans” that are in violation of New Jersey law and the laws of 31 other states.
“If a court were to find that EasyPay Finance is the true lender, not TAB Bank, then EasyPay would be violating the law when it charges 130% to 189%,” Saunders said. It said TAB Bank has partnered with companies that use the bank’s “financial strength to offer unsecured loans and credit cards to consumers who have no or limited credit,” claiming the products are better for consumers than so-called“TAB Bank provides the funding and our program managers oversee the operations and services of the loans on the bank’s behalf,” it said.
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