Chinese depositors left in dark as three local banks freeze deposits

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Chinese depositors left in dark as three local banks freeze deposits
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Three banks in China's central Henan province have frozen at least $178 million of deposits, offering scant information on why or for how long, leaving firms unable to pay workers and individuals locked out of savings, depositors told Reuters

Yu Zhou Xin Min Sheng Village Bank, Shangcai Huimin Country Bank and Zhecheng Huanghuai Community Bank froze all deposits on April 18, with all three telling customers they were upgrading internal systems. The banks have not issued any communication on the matter since, depositors said.Register now for FREE unlimited access to Reuters.

Depositors of the three banks told Reuters they had been communicating with each other via messaging app WeChat about how to retrieve funds. Some posted screenshots of frozen accounts and shared conversations with bank staff. The China Banking and Insurance Regulatory Commision, which was cited in media reports on May 1 as saying it was looking into the matter, and the People's Bank of China, the central bank, did not respond to faxed requests for comment.Depositors from the southern Zhejiang province communicating over WeChat compiled a spreadsheet seen by Reuters in which they self-reported 1.2 billion yuan in frozen funds across the three banks.

Jerry Chang, owner of a factory in Hubei province, cannot access his over 6 million yuan deposited at Yu Zhou Xin Min Sheng Village Bank.

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