It's one of the best cash-back cards available
is the fact it's pretty light on cardholder benefits. In that respect, the introductory balance transfer offer is all this card has going for it.
Once you sign up, you'll qualify for 0% APR on balance transfers for a full 18 months, followed by a variable rate of 15.49% to 25.49%. A 3% balance transfer fee applies with a minimum charge of $5.doesn't charge an annual fee, there are plenty of fees to be aware of. For example, you'll pay a 3% foreign transaction fee on all purchases you make outside the United States. If you're heading abroad, use aYou'll also pay a minimum interest charge of $0.50 whenever you carry a balance, and a 5% fee will apply any time you use your credit card for a cash advance.
Also, consider the balance transfer fee we already mentioned, which is 3% of each balance you transfer over.lets you earn generous rewards for every dollar you spend, but it may not be the perfect card for everyone. Let's see how it stacks up to a few comparable cash-back credit cards.
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