Here’s how auto insurance works after a natural disaster and what you should do in case the worst happens.
In the wake of Hurricane Ida, which destroyed hundreds of thousands of cars, drivers likely turned to their auto insurers for help.
It covers up to the current market value of your car, minus your comprehensive deductible. If your car is considered a total loss — meaning the cost to repair it is close to or higher than its value — your insurer will issue a payment for your car’s current retail value minus the deductible. File comprehensive claims as quickly as possible Insurance companies and repair shops may get bogged down in claims after a natural disaster, so file a comprehensive claim as quickly as you can. “The sooner your claim comes in, the sooner you are in line for assistance,” says Jessica Castillo, senior claims manager at Metromile.
Take extra steps if you don’t file a claim immediately. Castillo advises noting the date of the event and how it happened, plus taking photos of the damage. You should also look for ways to prevent more damage, such as drying out your car after a flood to avoid mold.
Norge Siste Nytt, Norge Overskrifter
Similar News:Du kan også lese nyheter som ligner på denne som vi har samlet inn fra andre nyhetskilder.
Science agency on trial following deadly White Island volcano eruptionThe rare example of a government research agency facing criminal charges after a natural disaster underlines the perils of communicating and managing risk.
Les mer »
Meghan Markle’s estranged brother claims she ‘walked all over first husband’Big Brother VIP star Thomas Markle Jnr has insisted his sister Meghan’s past relationships have ended in disaster and it's only a matter of time before Prince Harry gets the boot
Les mer »
America’s Best Insurance Companies 2022Dek: It was the worst of times for many thanks to a global pandemic and climate change, but top insurance companies are doing just fine, thank you.
Les mer »
America’s Best Insurance Companies 2022Dek: It was the worst of times for many thanks to a global pandemic and climate change, but top insurance companies are doing just fine, thank you.
Les mer »
Pentagon official resigns over belief China has won AI battle, heading to global dominance'We have no competing fighting chance against China in 15 to 20 years. Right now, it's already a done deal,' Nicolas Chaillan said.
Les mer »
Many Latinos living with no health insuranceLatinos have the highest uninsured rates of any race or ethnic group in the U.S., according to Census data. This California group is trying to make a change.
Les mer »