As the Biden administration crafts a plan to cancel some amount of student debt, administration officials are reportedly raising concerns that adding income caps to the plan could be incredibly logistically complicated.
“The simplest way to implement student debt cancellation is to make it fully automatic and universal,” Braxton Brewington, Debt Collective spokesperson, said in a statement. “Forcing millions to apply for their rightfully owed cancellation will exclude the exact borrowers a targeted approach claims to help.
Indeed, the PSLF program is supposed to allow public service workers like teachers to apply for student loan forgiveness after a decade on the job. But the Government Accountability Office found in 2019 that the program is completely burdened by its eligibility requirements, leading it to reject nearly every application it receives.
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