'The bottom line is, consumers deserve to know what they are paying for, how much and upfront. It is that simple,' said one consumer advocate.
"The bottom line is, consumers deserve to know what they are paying for, how much and upfront. It is that simple," said Sander Kushen of the California Public Interest Research Group .
The CFPB has oversight of financial institutions and says banks rake in $12 billion a year on credit card late fees -- and that's just the beginning.
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