State and local policies have made accessory dwelling units easier to build in recent years, and homeowners are signing up in droves.
, with the median rental cost in the state 41 percent higher than in the rest of the country, according to real estate site Zillow. Home prices are more than twice the national average. Homelessness is at crisis levels, and in recent years California has begun to see residents flee to Texas, Florida or other lower-cost states.
The cost to build an ADU can hover around $300,000, so financing can emerge as a barrier for many homeowners, especially since banks have little experience dealing with loans for these relatively new types of structure. A $100 million state program that made grants up to $40,000 to help people with the planning phase alone was exhausted within months, and with California experiencing a budget deficit no additional state assistance is expected, at least for now.
The ADU is separated from the main house by a small driveway and some bushes, making it feel like a separate residence. “It’s ideal,” Millstone said.
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