Even for people who go on to become financial advisors, it's not always easy to get money matters exactly right when you're just getting started with adulthood.
Meanwhile, there are also lots of good reasons to have money in savings in case of emergency.
I learned you have to plan ahead and focus on what might happen instead of spending everything you have today.Lassus had to learn how to replace a busted water pump in her car's engine by herself because she couldn't afford to pay someone to install it — and she needed her car to get to work., who is also on the CNBC FA Council. "I learned you have to plan ahead and focus on what might happen instead of spending everything you have today.
"I never looked past the short-term," Lassus said. "There were a lot of positive things that might have happened sooner if I had looked further down the road at longer-term objectives."CFP Cathy Curtis said she wishes someone had talked to her about the true cost of owning a house. "There are expenses over and above mortgage, property tax, insurance, routine upkeep and and even home improvements you'll want to make in the future," she said.
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