The one thing an online bank can't do for you? Let you deposit cash
and the tap of a button. Mobile banking apps are very powerful tools.
High-yield savings account rates with online banks are much higher in most cases, typically well over 1.5%. And most online accounts don't have any minimum balance or activity requirement tobranches operate in a very similar wayBank branches are places where you can handle all of your banking needs with the assistance of a teller or branch manager. This in-person service is valued by some customers, though.
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