How to manage multiple credit cards

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How to manage multiple credit cards
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More cards = more work. Here's how to manage multiple credit cards so you can maximize your rewards without losing your mind.

on time. It's also important to pay off your bill in full to avoid interest fees. The one exception to paying in full is if you're taking advantage of an intro 0% APR period, but even then, you should have a debt pay-off plan to ensure you have no balance when the interest-free period ends.A convenient way to ensure payments are always made on time is to set up autopay. Even if you prefer to manually make bill payments, set up autopay as a safety net.

You can also create reminders on your phone or in your personal calendar.If your bill's due date isn't ideal, you can likely change it. Most card issuers let you move the due date to when it works best for you, such as pay day. If you have multiple cards from the same issuer, consider making the due dates the same so you only have to login to make a payment once a month.If you have multiple cards with various rewards rates, it can get confusing when to use each card.

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