With one of the most intricate credit card rewards programs, Macy's offers two credit card options for any kind of retail therapy.
rewards come in the form of Star Money, with one point worth a penny. Once you hit 1,000 points, Macy's sends you $10 in Star Money that you can spend on anything from Macy's, macys.com, or one of the Macy's Backstage outlet stores, with exclusions for gift cards, services and fees. You have 30 days to use your Star Money, otherwise it expires.
or Platinum loyalty status. Every new credit card account begins with Silver status by default. Then, you are reevaluated every calendar year to determine your status for the following year. If your spending increases quickly enough, your status can be upgraded within seven days. For example, once you spend at least $500 in purchases at either of Macy's brick-and-mortar stores or online at Macys.com, your status will be upgraded to Gold through the remainder of the current calendar year and for the next full calendar year, too.The Macy's Credit Card comes with additional benefits that improve as you rise through each loyalty status. All levels
receive a birthday surprise and promotional offers on Macy's purchases. There are also Star Money Bonus Days that allow customers to accumulate extra points.cardholders receive Star Passes that grant them 25% off their purchases, which is an added benefit to the standard-level perks and promotions. Perhaps the most enticing benefits come at the Gold and Platinum levels, which tack on the added luxury of free shipping with the use of your Macy's Credit Card.26.74% variable APR, but neither card offers special financing periods. If you want to take advantage of an intro
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