Are your finances worse than last year? That's the status quo for 37% of Americans. It doesn't help that 36% have no savings.
Many people feel anxious due to chaotic finances and bleak economic outlooks, wondering how they will make ends meet going forward. From mounting credit card debt to the skyrocketing cost of everyday items, American finances are in a precarious position with no end in sight.
It’s also worth noting that the top 10% of earners own 68% of the total wealth in the United States. By contrast, the lowest 50% of earners only hold 3.2% of the country's total wealth. It’s small comfort to know that more and more people are finding themselves in the same boat — fighting to stay upright, doing everything they can to keep from drowning in debt.The real problem with this sad state of American financial affairs is that it affects more than just a person's pocketbook. It doesn't only affect their ability to take care of their families and themselves.
Is There any Good News?A 2021 survey asked 11,000 American adults about their financial comfort. Of that group, 78% reported living comfortably or doing okay financially. Likewise, about the same percentage of parents said they were financially okay. However, in that same survey, less than half of respondents gave their local economy a rating of"good" or"excellent."
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