Mortgage rates tick higher: 30-year, fixed home loan is at 6.90%; 15-year at 6.25%

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Mortgage rates tick higher: 30-year, fixed home loan is at 6.90%; 15-year at 6.25%
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The average long-term U.S. mortgage rate rose again this week, bad news for Americans seeking to upgrade or buy their first home. The average rate on the 30-year home mortgage rate ticked up to 6.90% this week from 6.81% a week ago.

The average rate on the 30-year home mortgage rate ticked up to 6.90% this week from 6.81% a week ago. A year ago, the benchmark home loan rate stood at 4.99%, mortgage buyer Freddie Mac reported Thursday.

High rates can add hundreds of dollars a month in costs for borrowers, limiting how much they can afford in a market already overpriced for many Americans. Inflation has come down steadily since last summer, and many analysts believe the Fed has reached the end of its rate hikes.

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