JUST IN -- Most medical collection debt is about to fall off of consumer credit reports - KPRC2
“After two years of the Covid-19 pandemic and a detailed review of the prevalence of medical collection debt on credit reports, the NCRAs are making changes to help people to focus on their personal wellbeing and recovery,” the agencies said, referring to themselves with an abbreviation for “nationwide credit reporting agencies.”Beginning July 1, paid medical debt will no longer be included on consumer credit reports.
Additionally, the time period before unpaid medical collection debt would appear on a credit report will increase from six months to a year. This change aims to allow consumers more time to work with their insurance and medical providers to pay the debt.
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