My husband is my caregiver, and spending $45 a month on his life insurance means I won't be alone if he dies

We both worried about what a future without my husband would look like for me

If anything should happen to him, I could lose my house and be unable to afford the care I need.that would cover my needs if the unthinkable happened.When I became disabled with schizophrenia, my spouse became my caregiver. We had to deal with big changes in our lives and our thinking.

My spouse took over all of my treatment needs, such as organizing medications, arranging doctor’s appointments, and regular blood draws. I gave up driving, so that meant my husband had to coordinate his time to get us to events, appointments, and errands, like to the pharmacy or grocery store. To try and take care of some of the uncertainty and stress, we started to talk about creating a safety net for me if the unthinkable were to happen to my husband. Like many people, my husband had a small

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