The chair of Switzerland's central bank is carrying out a pilot program for a wholesale Central Bank Digital Currency (CBDC)
will be intended for interbank, wholesale use; a public, retail version will not be included in the present pilot."We do not exclude that we will never introduce retail CBDCs but nevertheless we are a little bit prudent at the moment," he said.
Central banks worldwide are exploring the creation of digital versions of their currencies in response to the decrease in cash usage, accelerated in some instances by the COVID-19 pandemic. China leads in the development of CBDCs, with countries like Japan, Brazil, and Australia following suit.
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