A record number of American households had bank accounts in 2021, according to a survey released Tuesday by the Federal Deposit Insurance Corporation.
last year, 21.7% said not having sufficient funds to meet minimum balance requirements was the main reason, according to the survey. About 13.2% cited not trusting banks as their main reason.
Among all households without bank accounts last year, 21.7% said not having sufficient funds to meet minimum balance requirements was the main reason, according to the survey. The survey found that 53.6% of households without bank accounts said they were "not at all interested" in getting one. However, more than 27% expressed some level of interest in opening one.
The survey was conducted in partnership with the Census Bureau among more than 30,000 households in June 2021.
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