My wife and I are celebrating our 49th wedding anniversary this week. (Although at our age, “celebrating” means maybe an extra scoop of ice cream on our next trip to Dairy Queen.)
I know we are fortunate to be reaching almost five decades of wedded bliss because I get a lot of questions from divorced women who want to know what kind of benefits they might be due on an ex-husband’s Social Security record. So, I thought I’d use today’s column to address the issues faced by divorced couples — primarily divorced women.
So, what kind of benefits are we talking about? Well, first of all, there would be her own Social Security retirement benefits. And she would be due those benefits whether she is single, married or divorced. Her marital status means nothing when it comes to her own benefits. But first, I need to point out one important distinction between benefits paid to a divorced woman versus a married woman. A married woman cannot get any benefits on her husband’s account until he has signed up for Social Security himself. But a divorced woman has a bit of an advantage when it comes to that rule. The law says a divorcee can get benefits from her ex even if he isn’t getting anything himself.
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