Conservative Justice Brett Kavanaugh pointed out Congress had declined to pass student loan relief, so Biden did it himself. That, he said, 'seems problematic.'
Millions of students may see up to $20,000 in student debt cancelled if the Supreme Court upholds Biden's debt forgiveness program.The Supreme Court met Tuesday to hear two cases challenging President Joe Biden's student loan forgiveness plan. At stake: forgiveness of up to $20,000 in debt for more than 40 million Americans. Nearly half of those people could have their federal student debt wiped out entirely.
Several conservative justices suggested the administration had exceeded its authority with the program. Chief Justice John Roberts mentioned the program's cost - an estimated $400 billion over 30 years - and its wide impact on millions of Americans. Most observers, he said, would think "that's something for Congress to act on."
To determine what kind of loans you hold, log in to the Federal Student Aid website, studentaid.gov. Direct loans, including Parent Plus loans, qualify. Some older FFEL and Perkins loans are also eligible, if owned by the Department of Education. For people holding older FFEL loans, consolidating those loans can lead to credit for forgiveness under certain income-driven repayment plans.
"We're focused on 'Plan A' because we're confident in our legal authority to carry out this program," White House spokeswoman Olivia Dalton told reporters aboard Air Force One on Tuesday. That said, Katherine Welbeck of the Student Borrower Protection Center recommends logging on to your account and making sure you know the name of your servicer, your due date and whether you're enrolled in the best income-driven repayment plan.
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