Daily News | Things Pennsylvanians dealing with a debt collector should know
Debt can look like many things from owing rent to landlords or needing to pay credit card bills, to taking out a loan for a home or education . If there’s ever a time when someone can’t make a debt repayment or a debt isn’t paid back within a given period, the person who lent the money may decide to collect on that debt.
Here’s what you should do if that happens and how to get help if someone engages in unlawful debt collection practices.Debt collectors come in many forms. They can be the creditor themselves, the creditor’s lawyers or third-party debt collection companies. According to CLS senior staff attorney in consumer rights, Kerry Smith, these debt collection companies can also be “debt buyers,” firms that buy debt for pennies on the dollar from a creditor that has deemed it uncollectible.
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