Today’s lowest mortgage rates? Shorter terms hold the biggest savings

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Today’s lowest mortgage rates? Shorter terms hold the biggest savings
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Check out the mortgage rates for August 16, 2023, which are largely unchanged from yesterday.

What this means:

The historic drop in interest rates means homeowners who have mortgages from 2019 and older could potentially realize significant interest savings by refinancing with one of today’s lower interest rates. When considering a mortgage or refinance, it’s important to take into account closing costs such as appraisal, application, origination and attorney’s fees. These factors, in addition to the interest rate and loan amount, all contribute to the cost of a mortgage.

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