If you are denied, there are some things you can do to reverse the decision, but you have to act quickly.
Owning your own home can be a valuable long-term investment and wealth-building opportunity for future generations, but getting your foot in the door and actually buying that first home can be tricky.
If your loan application gets denied, Consumer Reports says there are things you can do to help save it. You’ll have to act quickly, though. CR says to start by asking for a detailed explanation of why you were denied, which you are entitled to get by law.“By providing a letter explaining anything the lender may not be clear about, such as reasons for gaps in employment along with supporting documentation, could salvage your loan application,” Gill said.
If you are looking for a new loan, a lender that participates in a “special purpose credit program” might help.
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