Before planning to spend your retirement years in another country, it's important to factor the cost, quality and access of health care into the equation.
However, basic Medicare provides no coverage beyond U.S. borders, except in specific circumstances. That includes when you're on a ship within the territorial waters adjoining the country — within six hours of a U.S. port — or you're in, say, Alaska, and the closest hospital to treat your emergency is in Canada. .
By and large, health care is cheaper in other countries. Due to higher costs of procedures, medications and services, the U.S. spent about $9,900 per person on health care in 2016, according to research from the Johns Hopkins Bloomberg School of Public Health. That amount doubled from 2000, and was 25% higher than the next-biggest spender, Switzerland, at $7,900.
Under that plan, their combined monthly premium is $84, with no deductible or restrictions on age or pre-existing conditions. However, these national plans often restrict you to certain providers, which means timely access can become an issue.
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