Never had a credit card before? Here's the best starter card for your wallet.
Discover automatically reviews your credit card account monthly, starting at eight months, to see if your security deposit can be returned while you continue to enjoy your card benefitsNo fee charged on purchases made outside the U.S.You have to have a Social Security number and U.S.
The welcome bonus is also unique: Discover will match any cash back you've earned during the first 12 billing cycles with no minimum spending required. So, if you earn $25 cash back at the end of the first year, Discover will give you an additional $25.card requires a minimum $200 security deposit, which is fairly standard for secured credit cards. It stands out from the crowd because it gives users a clear path to upgrading to an unsecured card .
The intro APR is 10.99% for the first six months on balance transfers . The intro balance transfer fee is 3% and up to 5% on future balance transfers.Why the Discover it Secured is the best first card The Discover it® Secured gives cardholders access to many of the perks and benefits available to people with higher credit scores, including a robust cash-back program, no annual fee and no foreign transaction fees., its low credit limit prevents cardholders from charging high-cost items or many expenses. You also have to have a Social Security number and U.S. bank account to apply for this card.
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